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If you’ve been injured on the roads in New South Wales, you might be eligible for compensation through a Compulsory Third Party (CTP) insurance claim.

CTP insurance, otherwise known as a Green Slip, helps cover medical treatment and lost wages if you can’t work due to a transport-related injury. However, the claims process can be complicated, and insurers don’t always make it easy.

Our motor vehicle accident team are well versed in CTP insurance claims and have extensive experience in securing compensation for injured motorists.

What is a CTP claim?

Every registered vehicle in New South Wales is legally required to have Compulsory Third Party (CTP) insurance. This scheme helps drivers, passengers, and pedestrians injured in motor vehicle accidents by covering medical expenses and lost wages, whether the injuries are physical or psychological. Unlike car insurance, which covers vehicle damage, CTP insurance provides financial support for those injured in transport accidents.

We are the original No Win, No Fee* lawyers. This means that if you don’t win you don’t pay the fees for the work we do on your case.

*For full T&Cs on No Win - No Fee, click here.

Why do I need a CTP claim lawyer

CTP claims involve extensive paperwork and negotiations with insurers and their lawyers. Without a strong understanding of the process and settlement tactics, you could be leaving thousands in compensation and benefits on the table.

That’s why having a lawyer who specialises in CTP claims is crucial. They can help provide the support needed to secure the compensation you deserve and help you understand your rights and entitlements.

They’ll manage interactions with insurance companies, gather evidence to strengthen your case, and ensure you’re informed at every step of the journey.

Find out if you have a claim in just 3 minutes

Use our free online claim check to find out where you stand and if you have a claim.

What do CTP claims cover?

If you’ve been injured in a motor vehicle accident, a CTP claim can help cover your medical costs, financial losses, and ongoing care.

You may be entitled to:

  • A lump sum payment for lost wages

  • Medical treatment and ongoing care

  • Loss of income, with weekly payments for up to five years

  • Rehabilitation services

  • Compensation for pain and suffering

Making a CTP claim

If you’ve been injured in a motor vehicle accident in NSW, you may be eligible to make a CTP claim. CTP insurance helps cover medical treatment, lost income, and other expenses for those injured in accidents, including drivers, passengers, pedestrians, cyclists, and motorcyclists. Even if you were partially at fault for the accident, you may still be entitled to compensation.

Eligibility depends on several factors, so it’s important to get in touch with an experienced CTP claims lawyer who can advise you of your entitlements and any deadlines that may apply.

Can I make a common law claim?

Yes, if you’ve suffered an injury in a motor vehicle accident, you may be eligible to make a common law claim in addition to your CTP claim.

A common law claim allows you to seek compensation for pain and suffering, as well as any future economic loss that may result from your injury.

Depending on the injuries sustained, and if you were not wholly at fault for the accident, you may be eligible. Speaking with a CTP claims lawyer can help you understand if you're eligible for a common law claim and how to move forward.

What if I was at fault for the accident?

If you were not at fault and suffered an injury, you may be entitled to lump sum compensation in addition to other financial benefits. If you were at fault or partially at fault, you may still be eligible for medical expenses and income support through the CTP scheme.

You may be entitled to these payments and entitlements for up to 12 months.

Learn more about not at fault, and at fault claims.

What to expect

The CTP claims process can be complex, but with the right legal support, you can focus on your recovery while we handle your claim. While every case is different, here are the key steps you can expect:

The length of this process varies depending on a variety of factors. However, most claims are resolved within 6 to 12 months without the need to go to court.

CTP Claims in your state

CTP schemes vary across states and territories, so it’s important to lodge your claim with the right insurer and seek advice from a motor vehicle accident lawyer in your state.

SIRA (State Insurance Regulatory Authority)

MAIC (Motor Accident Injuries Commission)

TAC (Transport Accident Commission)

NIIS (National Injury Insurance Scheme)

MAIB (Motor Accident Insurance Board)

CTP (Compulsory Third Party)

ICWA (Insurance Commission of Western Australia)

MACC (Motor Accident Compensation Commission)


Feedback from our clients

Emma and Vanya what an amazing team. Years working through a horrible CTP NSW claim. They have both supported the claimant and I through the process. We would not have survived without them. Emma has fought technically at an amazing level legally with poise and grace. Her kindness for understanding the issues to the claimant made a difference. Vanya your regular contact with the claimant kept his spirits up at the lowest points. He and I adore both of you.I would have no hesitation in recommending Emma and Vanya at Slater and Gorden for CTP cases. Job well done.

Amanda Mowbray

I would like to extend my heartfelt gratitude to Emma's team at Slater and Gordon. Over the last four years, I have worked with Emma and Vanja on my case after a terrifying car accident that was not at my fault. The CTP system is flawed and unnecessarily complicated, but their professionalism, empathy, and expertise made a real difference.Thank you so much for your unwavering support in helping me navigate through this tough journey of my life. I truly appreciate your guidance, warm hearts, and all the efforts you put into achieving a great outcome in the final settlement.For anyone in need of legal assistance, I wholeheartedly recommend Emma and her team at Slater and Gordon. Their dedication and care will ensure you're in capable hands during challenging times.Wishing you all the very best!

Jie Yin
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Meet the team

When you work with us, you’ll have a dedicated legal team focused on helping you secure the best possible outcome for you. Our experienced lawyers and legal assistants are committed to guiding you at every step of the claims journey and keeping you informed along the way.