How are WorkCover weekly payments calculated?
Your WorkCover weekly payments depend on the seriousness of your injury and the length of time you are off work. Weekly payments are calculated as a percentage of your pre-injury average weekly earnings (PIAWE) up to a set maximum.
The calculation of your pre-injury average weekly earnings is a complex matter. Normally it is your average weekly earnings for the twelve months before your injury.
If you are partially incapacitated, the workers compensation insurer can reduce your payments by deducting ‘notional earnings’. Your notional earnings are the amount that the insurer believes you could earn in a job suited to your current condition, even if you are not able to obtain that job.
If you are receiving weekly compensation payments and you return to work you must advise the insurer. You must even advise the insurer if you start any unpaid or voluntary work.
By now you should have been transitioned to the new system of benefits introduced by the Amendments to the Workers Compensation Legislation in June 2012.
- First 13 weeks: 95% of pre-injury average weekly earnings (PIAWE)
- After 13 weeks: 80% if no current work capacity*, 80% actual earnings/ability to earn if currently able to work
- After 2.5 years: Continue at 80% if no current work capacity* and this is likely to continue indefinitely OR continue at 80% current earnings/ability to earn if you have returned to employment of at least 15 hours per week and earning at least $155 and this is likely to continue indefinitely
* ‘No current work capacity’ means an inability to return to either your pre-injury employment or modified or restricted duties.
To find out if you are eligible for compensation, please contact us either by submitting an online enquiry via the form on this page or by calling us.