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Peter is a healthy and active 47 year old Labourer who enjoys playing sport on the weekends.
One Saturday afternoon when Peter was playing a social game of football, he injured his right knee and as a result underwent an arthroplasty and several weeks of physio. Unfortunately Peter’s pain did not improve.
With Peter’s physically demanding work his surgeon recommended that he stop this work, as it might cause further injury.
Peter can live without playing footy but can’t afford to retire. As Peter has always performed physical work his only option is to retrain for a more sedentary job. He’s nervous about studying at his age; he did not finish school and has no computer skills but is determined and believes that he can study an office administration course.
Peter decided to contact Slater and Gordon to see if we can help him. He learned that it is possible to claim TPD and return to the workforce in some circumstances. Because Peter can’t return to his previous job or any other occupation within his education, training or work experience, he can make a TPD claim. A TPD insurance payment does not necessarily mean that you can’t work in the future! Peter uses his TPD payment to manage household expenses and start studying.